Legal

Terms of Use

Last updated: April 16, 2026

These Terms of Use govern access to and use of the CREDENTIAL INSURANCE AGENCY PTE. LTD. website. By accessing, browsing, or using this website, you agree to be bound by these terms to the extent permitted by applicable law. If you do not agree with these terms, you should discontinue use of the website.

Purpose of the Website

This website is provided for general informational purposes in connection with CREDENTIAL INSURANCE AGENCY PTE. LTD. and its business profile, service overview, and contact channels. The content is intended to provide a high-level introduction to the business and does not create any binding advisory, brokerage, underwriting, placement, or service relationship merely through website access.

Website Content

We seek to present information that is clear and reasonably current; however, website content may be changed, updated, suspended, or removed at any time without prior notice. CREDENTIAL INSURANCE AGENCY PTE. LTD. does not guarantee that every page, statement, or feature will always remain available, complete, or up to date for every user or jurisdiction.

No Professional or Contractual Advice

Nothing on this website constitutes legal, regulatory, tax, accounting, investment, or other professional advice. Website content should not be relied on as a substitute for tailored guidance based on specific facts, risk exposures, commercial terms, or regulatory requirements. Any engagement, quotation, review, placement, or related service must be discussed separately and confirmed through appropriate business communication and documentation.

User Responsibilities

You agree to use the website lawfully, responsibly, and in a manner that does not interfere with the rights of others or the integrity of the website. You must not attempt to gain unauthorised access to restricted areas, introduce malicious code, misuse forms or contact channels, scrape the website in a harmful manner, overload systems, or use the website for fraudulent, unlawful, or abusive purposes.

Accuracy of Submitted Information

If you choose to contact us through the website or by using the contact details displayed on it, you are responsible for ensuring that the information you provide is accurate, lawful, and appropriate for sharing. You should not submit confidential third-party information, sensitive personal data, or regulated materials unless such disclosure is necessary and suitable protections have been considered.

Intellectual Property

Unless otherwise stated, the website design, text, graphics, branding elements, layout, and related content are owned by or licensed to CREDENTIAL INSURANCE AGENCY PTE. LTD. and are protected by applicable intellectual property and unfair competition laws. You may view and print reasonable excerpts for personal, internal, or informational use, but you may not reproduce, republish, modify, distribute, transmit, frame, mirror, or commercially exploit website content without prior written permission.

Third-Party Materials and Links

This website may contain references or links to third-party websites, tools, or resources for convenience only. Such links do not necessarily imply endorsement, approval, or responsibility for third-party content, services, security, or privacy practices. Access to third-party resources is undertaken at the user's own discretion and risk.

Availability and Technical Operation

We do not guarantee that the website will operate continuously, securely, or free from delays, interruptions, errors, viruses, or compatibility issues. Maintenance, technical problems, third-party service interruptions, security events, and network issues may affect website availability from time to time.

Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, or statutory. This includes, without limitation, implied warranties relating to merchantability, fitness for a particular purpose, title, non-infringement, availability, or accuracy.

Limitation of Liability

To the extent permitted by law, CREDENTIAL INSURANCE AGENCY PTE. LTD. shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or economic loss arising out of or in connection with the use of, inability to use, or reliance on this website or its content. This includes loss of data, business interruption, loss of opportunity, reputational loss, or losses resulting from technical problems, third-party actions, or user misuse.

Indemnity

You agree, to the extent permitted by law, to indemnify and hold harmless CREDENTIAL INSURANCE AGENCY PTE. LTD. from claims, liabilities, damages, and reasonable costs arising from your misuse of the website, your breach of these Terms of Use, or your violation of applicable law or the rights of another person.

Privacy and Cookies

Your use of this website is also subject to our Privacy Policy and Cookie Policy, which describe how certain information may be collected and handled in connection with website use. Those policies should be read together with these Terms of Use.

Changes to These Terms

CREDENTIAL INSURANCE AGENCY PTE. LTD. may revise these Terms of Use at any time by posting an updated version on this page. Changes take effect from the date of publication unless otherwise stated. Continued use of the website after changes are posted may be treated as acceptance of the updated terms.

Governing Framework

These Terms of Use are intended to be interpreted in a commercially reasonable manner consistent with applicable law. Where a provision is found to be invalid or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted.

Contact

If you have questions about these Terms of Use or the website, please contact us using the details below.

Email: [email protected]

Address: 107 PASIR RIS GROVE, #09-19, THE PALETTE, SINGAPORE 518198

Phone: +65 8096 0546